Privacy Policy
Privacy Policy
Effective Date: January 1, 2026 Last Updated:
1. Introduction
At TPLG, we are committed to protecting the privacy and security of your personal information. This policy explains how we collect, use, and safeguard the data of our applicants, policyholders, and website visitors in accordance with the Gramm-Leach-Bliley Act (GLBA), HIPAA, and applicable state laws.
2. Information We Collect
We collect several categories of information to provide and manage your insurance coverage:
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Identifiers: Name, address, SSN, and government-issued ID numbers.
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Financial Data: Bank account details, credit history, and credit scores.
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Protected Health Information (PHI): Medical history, prescriptions, and
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Technical Data: IP addresses, cookies, and geolocation information gathered from your use of our website.
3. How We Use Your Information
We use your data for the following "Insurance Transactions":
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Underwriting: To evaluate your eligibility and determine pricing.
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Claims Management: To process and investigate insurance claims.
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AI & Automated Decision-Making: We may use AI-enabled technology to improve service or detect fraud, though significant decisions may be subject to human review.
4. Information Sharing
We do not sell or rent your information. We share data only as permitted by law with:
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Affiliates & Reinsurers: To support your policy and manage risk.
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Service Providers: Third parties who perform business or professional functions for us.
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Legal Authorities: To comply with subpoenas or prevent insurance fraud.
5. Your Rights
Depending on your jurisdiction, you have the following rights:
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Right to Access & Correct: You may request to review and correct your personal information.
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Right to Opt-Out: You may opt-out of certain fundraising communications or the sharing of non-transactional data.
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SUD Protections: Records regarding substance use disorder will not be disclosed in legal proceedings without your specific written consent.
6. Data Security & Retention
We maintain physical, electronic, and procedural safeguards, including encryption and secure data centers. We retain your data only as long as necessary to fulfill the purpose for which it was collected or as required by law.
7. Contact Us
For questions or to exercise your privacy rights, please contact our Data Protection Officer:
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Email: tlpg.services@gmail.com